A personalized financial-wellness program that helps you understand your money, organize your obligations, build better habits, and work toward the goals that matter to you, with a coach keeping you on track.
Your finances. Your goals. Your way forward.
See where your money comes from, where it goes, and what your financial picture really looks like today.
Build a personalized strategy around cash flow, debt, credit, savings, and the goals you set.
Work the plan with recurring coaching sessions, progress check-ins, and someone in your corner.
Cash flow affects debt. Debt affects credit. Credit affects what's available to you next. Habits touch all of it. GET WELL looks at every piece together.
Financial trouble doesn't just show up on a statement. It shows up as sleepless nights, avoided phone calls, arguments at home, and the feeling that you'll never catch up. That weight is real, and it's one of the most common reasons people put off getting help.
GET WELL coaching is built for that moment. We meet you where you are, without judgment, and help you replace dread with a plan and small wins you can see.
How you got here matters less than where you're going. Your coach is in your corner, not keeping score.
Every plan starts with a few actions you can finish this week. Progress you can see is the best motivation there is.
Check-ins, reminders, and someone who notices when you've made progress and when you need a push.
Understand your current financial picture.
Identify priorities and get your financial information in one place.
Build a personalized financial-wellness strategy with your coach.
Work the plan with ongoing coaching, monitoring, and accountability.
Every client starts with the same honest questions. The answers become your plan.
Your financial health is made up of connected pieces. GET WELL is designed to look at all of them and help you work on the ones that matter most to your goals.
The monthly gap, positive or negative, drives everything else. We measure it first.
A realistic monthly budget built around your real bills and your real life.
Every balance, rate, and payment organized in one place so you can prioritize.
Reading your reports, understanding utilization and payment history, and knowing your rights.
Emergency savings targets measured in months of expenses, built one step at a time.
A home, a car, a business, or just breathing room. Goals set the plan; habits carry it.
Coaching is not a one-time lecture. We revisit your numbers, adjust the plan, and keep you moving.
Understand → Organize → Plan → Act → Improve → Get Well.
Complete the free Financial Wellness Assessment. It takes about 10 minutes and gives you a scorecard across six areas.
Meet your coach. Gather your statements, bills, and credit reports into your secure client portal.
Together you build a written Financial Wellness Plan: a budget, a debt priority order, savings targets, and goals.
Work the plan with recurring sessions, a short list of next actions, and progress tracking in your portal.
You enter your information once. It carries through every step.
Contact info and financial profile, then your Starting Point results.
A call with a coach to review your results and recommend the right plan level.
Review disclosures and your Coaching Agreement, sign electronically, and set up payment.
Your client dashboard opens with your scorecard, goals, and document upload.
Your coach walks through the plan and sets your first three actions.
Recurring sessions, check-ins, and plan updates as your situation improves.
Each GET WELL plan combines coaching with the tools and education below. Your coach focuses on the areas your assessment says matter most.
Every plan starts with the free assessment and a consultation. Your coach will recommend a level; you choose.
$129 – $199 per month, depending on your plan
For people who want structure and a plan, with lighter coaching.
Regular coaching and accountability while you work the plan.
The full program for people rebuilding across every area.
Pay by bank account (ACH) or debit/credit card on a recurring monthly schedule. Cancel any time before your next billing date with no cancellation fee.
Enroll in a fixed-length coaching program and pay over time through a third-party financing provider, subject to the lender's approval and terms. Financing terms are shown to you before you sign.
Before you enroll you receive your Coaching Agreement, payment authorization, and cancellation and refund policy to review.
Coaching fees pay for education and coaching services only. Results depend on each client's circumstances and actions; GET WELL Financial does not guarantee any change in debt balances, credit scores, or loan approvals.
Plain-language education on the consumer protection laws and tools that affect your financial life. Free for everyone, and a core part of every client's program.
Educational information only, not legal advice. Laws change and your situation may differ; consult a licensed attorney about your specific rights.
When another organization is the best fit for part of your situation, your coach will point you there. Many of these services are free.
A nonprofit that helps eligible low-income households file Chapter 7 bankruptcy on their own, free.
upsolve.orgNonprofit credit counseling agencies, including housing counseling and debt management plans.
nfcc.orgA directory of free and low-cost legal aid organizations in every state.
lawhelp.orgFile a complaint about a lender, collector, or credit bureau with the Consumer Financial Protection Bureau.
consumerfinance.gov/complaintFree, confidential support 24/7 by call, text, or chat for anyone in emotional distress, including stress from money problems.
988lifeline.orgLicensed therapists at reduced rates for people who can't afford standard session fees.
openpathcollective.orgFree, confidential connection to local help with rent, utilities, food, and other basic needs.
211.orgFree financial counseling for service members, veterans, and their families.
militaryonesource.milThe official site for your free weekly reports from all three bureaus.
annualcreditreport.comSome clients need help outside the scope of coaching. We refer them to independent organizations that provide it under their own agreements and disclosures.
Referrals to nonprofit organizations for bankruptcy, housing, and credit counseling help.
If you believe a collector or credit bureau violated your rights, we can refer you to independent consumer protection attorneys.
Financial problems rarely exist in isolation. Cash flow affects debt. Debt affects credit. Credit affects future opportunities. Habits affect every part of the picture.
GET WELL Financial brings those pieces together into one structured coaching process, built on two decades of hands-on experience helping everyday people through debt, credit, and consumer-rights problems. We've seen what keeps people stuck, and what gets them moving: a clear picture, a realistic plan, and someone checking in.
Financial wellness is the overall health of your finances: whether your cash flow covers your needs, how you manage debt and credit, whether you have savings for emergencies, and whether you're making progress toward your goals. It's a set of connected habits and numbers, not one score.
You start with a free assessment, meet with a coach, and build a written Financial Wellness Plan. Then you work the plan with recurring coaching sessions, action items, and progress tracking in your client portal.
You answer questions about your household, income, expenses, debt, credit, savings, and goals. You'll see a scorecard with your starting point across six areas and the priorities we'd tackle first. It takes about 10 minutes.
No. An approximate range is enough to start. Your coach can show you how to pull your free reports from AnnualCreditReport.com.
Yes. Budget planning and cash-flow management are at the center of every plan.
Yes. We help you list every obligation, understand balances and rates, compare payoff approaches, and build a payment plan around your cash flow. Your coach helps you plan; you stay in control of your own accounts and payments.
Yes. Every GET WELL plan includes credit monitoring at no extra cost, provided through a third-party monitoring service under its own terms. Your coach helps you set it up and understand what you're seeing.
We help you prepare and organize your own communications, such as hardship letters and budget worksheets. We don't represent you or negotiate with creditors.
Recent pay stubs or income proof, a list of monthly bills, recent statements for your debts, and your credit reports. You can upload everything securely in the client portal.
It depends on your plan: monthly on Foundations, twice a month on Core Coaching, and weekly on Complete Wellness. Secure messaging is available between sessions on Core and Complete.
Yes. Most people who come to GET WELL feel that way at first. Financial stress affects sleep, relationships, and mood, and it's nothing to be ashamed of. Your coach will start with where you are today and help you take the first few manageable steps.
GET WELL coaches are not therapists. If money stress is affecting your mental health, we can point you to licensed counselors, including low-cost options. If you are ever in crisis or thinking about harming yourself, call or text 988 (Suicide & Crisis Lifeline) any time, day or night.
No. Coaches provide education and coaching only. For legal or tax questions we'll suggest you speak with a licensed attorney, CPA, or enrolled agent, and we can refer you to independent professionals.
Yes. Fixed-length 12- and 24-month programs can be paid over time through a third-party financing provider, subject to the lender's approval. You'll see the lender's terms before you sign anything.
Monthly plans are billed on a recurring date you choose, by ACH bank draft or card. You sign a payment authorization at enrollment showing the amount and schedule.
Submit a cancellation request from your client portal, or email us. Monthly plans stop before the next billing date with no cancellation fee. Cancellation terms for financed programs are stated in your agreements before you enroll.
Your information is encrypted in transit and at rest, access is limited to your coaching team, and we never sell your personal information. See the Privacy Policy for details.
About 10 minutes. You'll see your starting point across six areas and what to work on first. Estimates are fine.
These results are an educational estimate based on the figures you entered, not financial, legal, or credit advice.
A 30-minute call with a GET WELL coach to review your results and recommend the right plan. No obligation.
Money stress is heavy, and reaching out is the hardest step. Call, email, or send a note below and a real person from GET WELL Financial will get back to you.
Core Coaching · Month 4 of 24 · Coach: Kevin D.
Tue, Oct 6 · 10:00 a.m. CT
Topic: utilization plan for Cards A and B
Governs use of getwellfinancial.com and the client portal, including account security, acceptable use, and limitation of liability.
Describes coaching services, session frequency by plan, client responsibilities, the educational nature of the program, and that no specific outcome is guaranteed.
GET WELL Financial provides financial education and coaching only. It does not provide legal, tax, accounting, or investment services, does not contact creditors or credit bureaus on a client's behalf, does not hold or send payments to creditors, and does not guarantee any change in balances, credit scores, or loan approvals.
Credit monitoring, financing, and any referred services are provided by independent third parties under their own terms and fees. GET WELL Financial may receive compensation for referrals, and discloses that relationship.
Monthly plans may be cancelled at any time before the next billing date without penalty. Terms for financed programs, including any refund of unused program months, are stated in the coaching and financing agreements before enrollment.
Recurring ACH or card authorization stating amount, frequency, start date, and how to revoke authorization.
Consent to receive agreements and notices electronically and to be contacted by call, text, and email, with opt-out instructions. Consent is not a condition of purchase.
Where a client chooses to share credit reports with their coach for educational review, written authorization describing permissible use.
What information is collected, how it is used and protected, who it is shared with, and how clients can access or delete it. Personal information is never sold.